Explore three potential paths for a Miami-Dade property using your own hypothetical prices and costs.
Educational planning tool only. Not a purchase offer, appraisal, professional valuation, promise to purchase or guaranteed closing. Prices and costs are your own assumptions.
No name, address, phone or email is required. The calculator does not save or send your amounts or results. Changing language keeps your amounts; reloading clears them.
1. Confirm the amounts owed
These amounts apply to all three scenarios. Use current quotes when available. Leave unknown amounts blank; enter 0 only when you know the amount is zero.
Use nonnegative USD amounts, a decimal point and up to two decimal places. No commas or currency symbols.
2. Enter your own scenario assumptions
No price, commission, repair cost or timeline is prefilled. Include all applicable expenses and avoid counting a cost twice. Holding expenses can include your assumed taxes, insurance, utilities and maintenance before closing; do not include the mortgage payoff twice.
3. Compare your results
Possible direct sale to MPO
Hypothetical net proceeds
Amounts still needed: Hypothetical sale price (USD); Selling and closing expenses (USD); Mortgage payoff (USD); Liens / other payoffs (USD); Holding / maintenance expenses (USD).
Potential advantage: May involve fewer preparation and marketing steps.
Limitation: No direct offer exists; a purchase requires individual evaluation.
Risk: Terms and purchase feasibility are unknown; liens may remain.
Agent sale — as-is
Hypothetical net proceeds
Amounts still needed: Hypothetical sale price (USD); Selling and closing expenses (USD); Mortgage payoff (USD); Liens / other payoffs (USD); Holding / maintenance expenses (USD).
Potential advantage: May reach a broad pool of buyers without doing repairs first.
Limitation: Buyer financing, contingencies and title issues still apply.
Risk: Market timing, negotiations and financing are uncertain.
Repair, then sell with agent
Hypothetical net proceeds
Amounts still needed: Hypothetical sale price (USD); Selling and closing expenses (USD); Mortgage payoff (USD); Liens / other payoffs (USD); Holding / maintenance expenses (USD); Repair expenses (USD).
Potential advantage: Improvements may increase buyer interest if financially justified.
Limitation: Repairs require time, funds and possibly permits.
Risk: Cost overruns, delays and an unknown resale price.
How the calculation works
Net = assumed sale price − selling/closing expenses − mortgage payoff − liens/other payoffs − applicable repairs − holding expenses. Unknown amounts never count as zero. No scenario is automatically the best, fastest or legally feasible option.
Request a personalized evaluation
Miami Property Options can discuss whether a possible direct purchase evaluation makes sense for your situation. Your calculator entries are not attached to the contact form. An inquiry does not guarantee an offer or closing.